If you choose to pay by check or money order make it payable to Bee’s Creations. I will hold orders until the check clears my bank. I will not ship an order until a check or payment is received. All bounced checks are subject to a 35.00 fee-this is what my bank charges me! That includes the bounced check fee and the returned check fee! We also except visa, mastercard & discover, call in only. Paypal excepted also.